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Baccarat is an exciting card/table game found in most casinos
around the world. To begin, you have 3 selections on where to
place your wager: bet the player’s hand will win; bet
the banker’s hand will win; bet the game will result in
a tie.
The winner is the hand with the point value closest to 9. In
the event of a tie, any wagers placed on the player or the banker
are returned. If you wager on a tie and the two hands result
in a tie, your payoff is 8 to 1.
To play, place your wager on the player’s hand, the bank’s
hand, or on a tie. Once your wager is placed, click “DEAL”.
The player and the banker are each dealt their two-card hand.
According to standard baccarat rules outlined below [“Third
Card Rules”], a third card may be dealt to the player
and/or the banker.
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| Ace = one [1] |
| Face cards and 10’s = zero [0] |
| All other cards count as their numbered
value; for example, the seven [7] of hearts has a value
of 7 |
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If the cards in either hand have a combined
value of ten or more points, subtract ten. The remainder is
the baccarat point value of the hand. For example: 6+7=13, which
counts as a 3 in baccarat; 9+9=18, which counts as 8. Face cards
and 10’s count as 0, so for example 9+King=9.
The following baccarat rule charts govern when the player and/or
the banker will automatically draw a third card: |
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| PLAYER |
| VALUE OF FIRST TWO [2] CARDS: |
| 0, 1, 2, 3, 4, 5 |
Draws a card |
| 6, 7 |
Stands |
| 8, 9 |
“Natural Hand”, no draw |
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| BANKER |
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| VALUE OF FIRST TWO [2] CARDS:
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DRAWS WHEN THE PLAYERS THIRD
[3] CARD IS: |
DOES NOT DRAW WHEN THE PLAYERS
THIRD [3] CARD IS: |
| 0, 1, 2 |
Always draws a card |
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| 3 |
0, 1, 2, 3, 4, 5, 6, 7, 9 |
8 |
| 4 |
2, 3, 4, 5, 6, 7 |
0, 1, 8, 9 |
| 5 |
4, 5, 6, 7 |
0, 1, 2, 3, 8, 9 |
| 6 |
6, 7 |
0, 1, 2, 3, 4, 5, 8, 9 |
| 7 |
Always stands |
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| 8, 9 |
Player cannot draw |
Player cannot draw |
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Select a chip value using the left mouse button. Then, with
the left mouse button, click the area on the baccarat table
where you wish to place your wager. If you wish to change your
bet, click on the chips you have already placed on the table
using your right mouse button to remove them, or click on “CLEAR”
to remove all bets from the table.
Baccarat offers three separate betting ranges: $1 - 100, $5
- 500, and $25 - 1,000. Each of these three betting ranges has
separate limits for the lone tie bet and the tie bet that is
accompanied by a player or banker bet: |
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| BETTING RANGE |
$1 - 100 |
$5 - 500 |
$5 - 500 $25 - 1,000 |
| Minimum bet |
1 |
5 |
25 |
| Maximum bet |
100 |
500 |
1,000 |
| Minimum lone tie bet |
1 |
5 |
25 |
| Minimum tie bet |
1 |
1 |
5 |
| Maximum tie bet |
10 |
60 |
120 |
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Even money is paid on all winning wagers placed on the player
or banker. However, if you win by betting on the banker, the
bank receives a 5% commission. If you wager on a tie and the
two hands result in a tie, your payoff is 8 to 1. |
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| Game Buttons |
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| DEAL: |
When you have placed your wagers, this deals the cards |
| CLEAR: |
Clears the table of bets |
| LAST BET: |
Places the same bets as in your previous round |
| NEW GAME: |
Starts a new round |
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